SAVINGS ACCOUNTS
Effective Date: February 11, 2021
 
ACCOUNT TYPE Minimum
Deposit ¹
Min. Daily
Balance ²
Interest
Rate
APY ³
SUPER NOW $1,000.00 $1,000.00    .15%   .15%
PASSBOOK SAVINGS $1.00 $1.00    .20%   .20%
 
CERTIFICATES OF DEPOSIT
Effective Date: February 11, 2021
A penalty may or will be imposed for early withdrawal from all CD accounts.
 
ACCOUNT TYPE Minimum
Deposit ¹
Min. Daily
Balance ²
Interest
Rate
APY ³
30 DAY CD *
(30 day interest)
$ 500.00 $ 500.00    .20%   .20%
182 Day CD *
(one month's interest)
$ 500.00 $ 500.00    .25%   .25%
1 Year CD **
(six months' interest)
$ 500.00 $ 500.00    .30%   .30%
18 Month CD **
(nine months' interest)
$ 500.00 $ 500.00    .40%   .40%
2 Year CD **
(nine months' interest)
$ 500.00 $ 500.00   .50%

 .50%

30 Month CD **
(twelve months' interest)
$ 5,000.00 $ 5,000.00   .50%

  .50%

3 Year CD **
(twelve months' interest)
$ 5,000.00 $ 5,000.00   .60%

 .60%

4 Year CD **
(twelve months' interest)
$ 5,000.00 $ 5,000.00   .70%

 .70%

5 Year CD **
(twelve months' interest)
$ 5,000.00 $ 5,000.00   .80%

 .80%

*   Interest - Compounded at maturity, Paid at maturity
** Interest - Compounded semi-annually, Paid semi-annually

FEES MAY REDUCE EARNINGS
Rates subject to change without notice.
Notes:
¹ Minimum to Open an Account
² Daily Balance (the amount of principal in the account each day); Minimum Balance to Obtain APY.
³ APY (Annual Percentage Yield - Total yield after 365 days assuming interest is re-invested)